What “full insurance” can still exclude

Common areas to investigate

Check tyres, wheels, glass, mirrors, roof, underbody, interior, keys, towing and misfuelling individually. Also check single-vehicle damage and damage without a recorded collision; wording can change the result.

• Ask whether roadside assistance covers driver-caused incidents.
• Check administration and loss-of-use fees.
• Confirm whether police or accident forms are mandatory.

Conduct can void protection

Unauthorized drivers, prohibited roads, late reporting, intoxication, gross negligence and breaking the rental agreement may remove contractual protection. Read the operator’s current terms instead of relying on a booking-page badge.